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COP26: What does the outcome mean for investors?

December 1, 2021

The UN Climate Change Conference (COP26) took place in November in Glasgow. The climate change summit brought together countries to discuss how they can tackle the global issue. It was the first time since COP21, which took place in 2015, that parties were expected to enhance their commitments to climate change. The outcomes were disappointing… Read more »

Is rising inflation a wake-up call to review your savings?

You may have seen inflation in the headlines recently. While the cost of living rising is normal, the rate of inflation has increased over the last few months. The Bank of England (BoE) has a target to keep the annual rate of inflation around 2%. However, the current rate of inflation is 4.2%, the central… Read more »

The pension gap: Life expectancy means women need to save more for retirement

The pension gap between men and women is closing. But, once life expectancy is taken into consideration, women still need to save an extra £185,000 for retirement, on average, according to the Scottish Widows 2021 Women and Retirement report. The report finds that young women in their 20s today can expect to have around £250,000… Read more »

5 retirement challenges you could face and what to do about them

Whether retirement is over a decade away or just around the corner, you could face significant challenges that may affect the lifestyle you want. Learning more about these potential obstacles and taking steps to reduce their impact now could make heading into retirement smoother. Almost half of people see retirement as a time of financial… Read more »

Investment market update: August 2021

September 9, 2021

While economies continue to recover from the effects of the pandemic, there are signs that the pace of growth is beginning to slow. According to the Organisation for Economic Co-operation and Development (OECD), the recovery of the world’s major economies is losing momentum. The organisation said consumers remain reluctant to eat out, visit attractions, and… Read more »

Income Tax doubles since 2000 – here are 2 allowances to help your money go further

The amount of Income Tax paid to HMRC has doubled since the turn of the millennium. With tax bands now frozen until 2026, more workers are likely to find themselves in the higher- or additional-rate tax band. It means it’s more important than ever to make use of allowances to make your money go further…. Read more »

After 2 “once in a lifetime” economic events in 12 years, how can you protect your assets?

In the space of just 12 years, the global economy experienced two events that are considered “once in a lifetime” occurrences. As well as having an impact on economies, the 2008 financial crisis and 2020 Covid-19 pandemic are likely to have affected your finances too. Many people will remember the impact of the 2008 financial… Read more »

Good Money Week: The beginner’s guide to “ethical” money

Have you ever thought about the impact your money has? You may have considered how your money is invested, but how about where your money is saved? Good Money Week raises awareness of sustainable, responsible, and ethical finances. This year it runs between 2–8 October, making now the perfect time to learn more about the… Read more »

83% of parents are saving for their children in cash, but it might not be a good idea

The Independent reports that 76% of parents and guardians in the UK are saving money for their children under the age of 18. Helping your child step into adult life with some savings could prove vital for their mental wellbeing and financial stability and could help them further down the line. But, of those saving,… Read more »