Agile Financial - Chartered Financial Planner Logo

How We Work

Understanding the lifestyle you want is central to our advice.

Initial Discussions

You need to be comfortable that we can work together, and that we can help. Our initial discussion will confirm that for you.

This meeting can be held in person, over the telephone or video call and because of this flexibility we are happy to work with you, wherever you may be. This is your chance to ask questions and get a good idea of the value we can add to your financial planning.

We’ll give you some food for thought, let you know how we work, what we cost, and we’ll get to know each other a bit. No fuss and it’s up to you whether you take things forward from here.

Financial Planning Meeting

We’ve established that it’s worth working together and before this meeting we’ll have collected much of your basic information, so that we can concentrate on what’s important.

Now it’s time to find out about you.

We will discuss your current lifestyle, your financial position, your existing plans and get a good understanding of the financial future you really want.

This part of the planning process tends to take a couple of hours but isn’t time limited as we understand everyone is different. We give you as much time and as many meetings you need to get to grips with what you want to achieve and understand how we can get you there.

But be assured it’s worth it, understanding each other is central to the advice we give.

The good news? These first two stages have only cost you some time, we don’t charge you a penny until you decide you’d like to take things further. We believe it’s important for you to know the benefit we can add to your financial life before you commit to working with us.


Now we have a good idea of what makes you tick and have gathered all of the relevant financial information, we’ll bring all this together to understand what we need to recommend for you.

You’ll notice no mention of any type of policy just yet? That’s because pensions, investments and insurances are only the tools used to make your financial life work.

This is where we start to find them. We will start with a review of what policies, if any, you’ve already got. We are independent, one benefit being that if we think your existing plans are suitable we can recommend that you keep them.

This might not be the case with some firms. However, often we do need to recommend changes.

We’ll always explain why, before searching the market for the most suitable financial products to support your financial plan.

Recommendation Meeting

Once your plan is built, this will all go into a report of our recommendations.

We’ll have another meeting to explain our advice and we promise is to make this as straightforward and easy to understand as possible.

Our report will include a detailed overview of your circumstances, your risk profile and review of your existing planning.

We’ll make recommendations in the areas we have agreed, usually to grow your wealth, provide for your retirement, protect your family and save tax where possible.

We’ll include cash flow models where appropriate, detailing your current position and showing the possibilities for the future.

We include ‘what if’ scenarios detailing the potential outcomes of your decisions and the affect that factors such as challenging investment conditions could have on your future.

And finally, just to confirm, this is all about you. We’ll take your input to refine the plan and ensure that you are fully comfortable with our suggestions.

Implementing your plan

Like the plan? When you are happy with what is recommended here is where we get things going. You sign, we take care of the rest.

Checking Progress

Things in life change! We like to speak to clients as much as we can. Call, email message or video us as much as you need to. We actively encourage you to get in contact with us whenever you feel you need some help. We’d rather you feel able to talk to us about your next decision, so we can give you some objective advice and you can be comfortable about the pros and cons. As a minimum we like to meet with you annually. Taking a look at any developments that have happened in your life and your investments is important. We can then agree any changes we need to make, to help your continued financial wellbeing.

Let's Talk

Book a FREE 30-minute Zoom call and we’ll answer your questions. No strings attached.

Check availability

Make an enquiry