Category: Financial Planning

Why planning for the 2021/22 tax year now is a fantastic idea

The 2020/21 tax year hasn’t even finished yet, but it’s the perfect time to start thinking about the next 12 months. While this time of the year is often associated with using up allowances before the deadline, getting a head start on 2021/22 can be just as beneficial. The new tax year starts on April… Read more »

How to pay as little tax as Trump.

Tax Saving

Hello out there. It’s the weekend again. Where did that go?! I hope you’re all well and safe, spirits up and eager …

Stay Alert. Counter Inflation. Save your lifestyle.

Inflation burning money

Hello again readers! I hope you are all well and getting to grips with the second new normal. Over the last few months we have been trying to ‘control the virus’ and I have been trying, probably with more success, to ensure that this temporary blip in the road doesn’t lead to irrational investor behaviour…. Read more »

Six decisions that could ruin your retirement

Pension

I’ve been trying to think of things you might associate with the number six. Six eggs. Six pack – ha I wish! Six geese a laying. Six of one and half a dozen of the other. Some readers, I’m sure, will remember spending a sixpence in their younger years, otherwise known as a ‘tanner’. Given… Read more »

Timing the market – is this a good idea?

Investment Timing

A common saying in financial planning is “it’s about time in the markets, not timing the markets.” But why is this? When investments start to fall I often take calls from clients who are rightly worried and want to try and time the market. Some reassurance on how markets operate can often put their mind… Read more »